PIX Deposits on Crypto Exchanges in Brazil: Who Accepts It (2026)

PIX is Brazil’s instant payment system, run by the central bank, and the usual way to move Brazilian reais (BRL) into a crypto exchange. This guide is for English-speaking readers living in Brazil: which of four exchanges take PIX, how the deposit works, what it costs, when it lands and how the central bank review affects it.

Sign-up links, in alphabetical order: Binance · Bitget · Gate. Bybit has no referral link on this site.

PIX on four exchanges at a glance

Three of the four exchanges covered here list BRL deposits via PIX on official pages: Binance, Bitget and Gate. For Bybit, no official page confirmed a PIX deposit during the check; PIX shows up on the withdrawal side instead. Published fee and timing data is partial: Gate states a BRL 25.00 minimum with no fee, and Binance describes PIX as instant and available 24/7. All four are “under review” at the Banco Central do Brasil (BCB) since its November 6, 2026 list, which keeps them in the transition period. None of these exchanges serves residents of the United States or Canada.

Where a PIX deposit usually gets stuck

• A different CPF: the PIX must come from a bank account in your own name and CPF (Brazil’s taxpayer ID).
• Unverified account: on Binance, users without “Verified” status cannot deposit.
• A bank refusing the transfer: since November 6, 2026, banks may not do business with unauthorized providers, and the sources do not detail how that applies to firms still under review.

Who this guide is for

Item	Details
Fits	Brazil residents making a first BRL deposit at an international exchange
Fits	Existing users comparing PIX across Binance, Bitget, Bybit and Gate
Does not fit	Readers looking for card or boleto deposits
Does not fit	Anyone hoping to deposit without identity verification
Before starting	A bank account under your CPF, a photo ID and a phone with a camera
Suggested first deposit	A small amount, just to confirm the route works

Quick table: PIX by exchange

Exchange	PIX deposit	Minimum	Deposit fee	Published timing
Binance	Yes (PIX and TED)	Not found	Not found	Instant, 24/7
Bitget	Yes, under Bank Deposit	Not found	Not found	Not found
Bybit	Not confirmed on an official page	—	—	—
Gate	Yes, described as buying crypto with PIX	BRL 25.00	No fee	Not found

Data checked on November 8, 2026; official pages prevail. “Not found” means no official source was located, not that the value is zero.

Before the first PIX: account and verification

A deposit works only after two things are done: the account exists and identity is verified. All four exchanges ask for a government photo ID and a face scan.

Exchange	What an unverified account cannot do
Binance	Without “Verified” status: no deposits, trading or buying
Bitget	Without Level 1: crypto withdrawals are blocked
Bybit	Fiat withdrawals require standard verification
Gate	Withdrawals and trading features are limited

Two habits that prevent a returned PIX:

1. Register the same name that appears on the bank account.
2. Choose Brazil as the document country and use the CPF of the paying account.

If the account does not exist yet, the referral code goes in at sign-up, not later. Each exchange’s rule is in its code guide: Binance, Bitget and Gate.

Bybit sign-up runs through its official site, without a referral link here.

Step by step: the PIX deposit on each exchange

Button labels differ slightly between app and website. The overall route stays the same: Deposit, BRL, PIX, amount, payment from the banking app.

Binance: PIX or TED

1. Open Deposit and pick BRL.
2. Select PIX among the bank transfer options.
3. Enter the amount and review the details on screen.
4. Pay from the banking app, using the account under your CPF.
5. Watch for the BRL balance in the wallet.

Binance’s official page names PIX as the preferred route, available 24/7 with instant credit. TED appears as a second bank transfer option.

Bitget: PIX inside Bank Deposit

1. Go to Deposit and choose Bank Deposit.
2. Select PIX and the BRL currency.
3. Enter the amount and follow the payment instructions.
4. Send the PIX from an account in your own name.

Bitget publishes the deposit walkthrough in its help center and on its official blog. Neither page showed a deposit fee or timing during the check; the deposit screen shows what applies at that moment.

Bybit: what is and is not confirmed

No official Bybit page confirmed BRL deposits via PIX as of November 8, 2026. On the withdrawal side, Bybit’s help center does describe PIX, with a PIX key and a tax type (CPF or CNPJ) registered for the receiving account. Anyone planning to use PIX on Bybit needs to open the deposit screen in the app before sending money. If PIX is not listed there, it is not available to that account.

Gate: PIX as a crypto purchase, and the way back through partners

Gate’s own official guide presents PIX as buying crypto with PIX: payment comes from a bank account linked to the user’s CPF, with a BRL 25.00 minimum and no fee, according to that guide. The difference shows up on the way out. Gate has no native BRL bank withdrawal. Getting reais back means selling crypto through payment partners (Banxa, MoonPay or Coinify), and each partner applies its own verification, limits and fees.

In practice:

• If the purchase screen names a payment partner, that partner’s fees and limits apply.
• Before putting a large amount into Gate, work out how it will come back: through a sale with one of these partners, under that partner’s rules.

What the central bank review means for PIX

BCB Resolutions 519, 520 and 521 created an authorization regime for virtual asset service providers. Foreign firms had to file by October 30, 2026.

Where the four exchanges stand on the BCB list of November 6, 2026:

Exchange	Status	Note
Binance	Under review	Filed through local company BBrasil on October 23, 2026
Bitget	Under review	Listed under its local company
Bybit	Under review	Local office in São Paulo
Gate	Under review	Before the list, no filing had been located

What “under review” means:

• Filed, not approved. The central bank itself stresses that being on the list is not an authorization.
• Transition period. Firms that filed on time may keep operating while the request is assessed.
• The bank rule. Since November 6, 2026, BCB-authorized institutions may not do business with providers that do not meet the required conditions.

Reports differ on the size of the list: one counts 134 requests, another 120. The 134-request version lists 24 approvals, almost all of them traditional banks and financial institutions.

Before a large PIX, check the official central bank list. A rejected request could stop PIX from working for that exchange.

When the PIX does not arrive: likely cause and next step

What happens	Likely cause	What to do
The bank returns the PIX	Paying account under a different name or CPF	Send again from an account in your own name and CPF
No deposit option appears	Identity verification not finished	Complete KYC, then return to the deposit screen
Gate rejects the amount	Amount below BRL 25.00	Raise it to the stated minimum
The bank blocks the transfer	November 6, 2026 rule on unauthorized providers	Contact the exchange’s support and the bank; check the BCB list
The balance takes a while	Timing varies and is not published by every exchange	Keep the receipt and open a support ticket with it

The PIX receipt, with date, time and amount, is what support asks for on all four exchanges.

Satovela code and new-user rewards on the first deposit

A first deposit usually counts as a task in new-user programs. The table combines the benefit Satovela configured with each exchange’s official new-user reward.

Exchange	Satovela code	Official new-user reward	Task tied to the first deposit
Binance	10% trading fee rebate	Up to US$100 in fee vouchers across 3 tasks, within 14 days of KYC	First deposit of at least US$10 equivalent: US$30 voucher
Bitget	20% trading fee rebate	Welcome pack advertised as up to 6,200 USDT, via Rewards Center points, within 7 days	First deposit of at least 50 USDT: 200 points
Bybit	No code on this site	Up to 100 USDT in the Rewards Hub new-user mode, within 7 days (official source, cached)	Deposit of 100 USDT or more: 20 USDT (Welcome Rewards)
Gate	20% trading fee rebate	Welcome Package in vouchers, plus advanced tasks advertised as up to 15,000 USDT	First deposit of at least 50 USDT: 30 USDT voucher

Data checked on November 8, 2026; official pages prevail. The code percentages are Satovela’s referral settings and apply as shown at sign-up and in the account.

Before counting on a reward:

• Code plus reward: Binance’s official rule excludes only sign-ups through a “Lite” referral link; the Satovela code uses the Pro model. Bitget’s and Gate’s official pages do not exclude code users. In all three cases, the official rules do not rule out the combination, but they do not guarantee it in writing either.
• Binance: vouchers work only in the app, do not cover API fees, and some countries are excluded from the program.
• Bybit: tap “Register Now” in the Rewards Hub before depositing, or the deposit does not count.
• Rewards are not free cash: vouchers and points come with usage rules and deadlines. Read the official page first.

Per-exchange details: Binance code, Bitget code, Gate code.

After the deposit: Brazil’s reporting thresholds

The PIX itself creates no reporting duty. What counts is what happens with the crypto bought:

Rule (IN 1888)	Threshold	What to do
Annual return	Acquisition cost of BRL 5,000 or more in one type of crypto asset	List it under assets and rights (Bens e Direitos)
Monthly report	BRL 30,000 or more in a month on a foreign exchange or outside exchanges	File the monthly report with the Receita Federal

These are two thresholds with different purposes. The capital gains rate for individuals was not confirmed in an official source; check with the Receita Federal or an accountant.

Four checks before sending the PIX

1. The exchange shows PIX on your account’s deposit screen.
2. Identity verification is complete, with the same name and CPF as the bank.
3. The exchange appears on the central bank list, and the first PIX is small.
4. The route back to reais is clear, especially on Gate.

After the first deposit, buying is covered in how to buy crypto for the first time, and the four exchanges sit side by side on the exchanges page.

Sign-up links, in alphabetical order: Binance · Bitget · Gate.

FAQ

Content is for education only and is not investment advice. Crypto and stocks can lose value. Risk disclaimer · Affiliate disclosure

Sources

1. Binance — BRL deposits via PIX and TED
2. Bitget — PIX deposit
3. Bitget — How to buy crypto with PIX (official blog)
4. Gate — Guide to buying crypto with PIX in Brazil
5. Gate — Selling crypto through payment partners
6. Banco Central do Brasil — Authorization requests
7. Binance — Welcome Rewards for new users
8. Gate — Rewards Hub